What is Car Repair Insurance?
Car repair insurance is additional insurance that covers mechanical issues after the vehicle’s original warranty expires. Also known as mechanical breakdown insurance (MBI), this coverage is offered by most major insurance providers. This policy can end up saving vehicle owners hundreds or even thousands of dollars in the long run but comes with some stipulations that extended warranties don’t carry.
What is Covered?
The typical car maintenance insurance will cover the following items:
Essentially, anything other than fluids, spark plugs, and tires will be covered under the MBI.
Stipulations and Limitations
The first limitation that any insurance provider will tell you about is that the vehicle repairs must be conducted at a specific mechanic shop. You are also required to pay a deductible, as you would with typical insurance policies, on a portion of the maintenance costs. Though this deductible may be a couple of hundred dollars, the covered repairs could potentially be in the thousands.
Cadillac Protection
If you would prefer to trust Cadillac engineers and mechanics to service and repair your vehicle, then you can always go with the Cadillac Protection plans. These coverage plans are specifically designed to keep your Cadillac vehicle performing in peak condition. The maintenance packages offered under these plans are broader, covering multiple different aspects of the vehicle that the mechanical breakdown insurance may not cover.
If you would like to learn more about the amazing Cadillac Protection and how it can benefit you, then feel free to contact our finance department.
What is Covered?
The typical car maintenance insurance will cover the following items:
- Engine
- Brakes
- Transmission
- Steering
- Fuel Systems
Essentially, anything other than fluids, spark plugs, and tires will be covered under the MBI.
Stipulations and Limitations
The first limitation that any insurance provider will tell you about is that the vehicle repairs must be conducted at a specific mechanic shop. You are also required to pay a deductible, as you would with typical insurance policies, on a portion of the maintenance costs. Though this deductible may be a couple of hundred dollars, the covered repairs could potentially be in the thousands.
Cadillac Protection
If you would prefer to trust Cadillac engineers and mechanics to service and repair your vehicle, then you can always go with the Cadillac Protection plans. These coverage plans are specifically designed to keep your Cadillac vehicle performing in peak condition. The maintenance packages offered under these plans are broader, covering multiple different aspects of the vehicle that the mechanical breakdown insurance may not cover.
If you would like to learn more about the amazing Cadillac Protection and how it can benefit you, then feel free to contact our finance department.